West Virginia Mortgage Law Practice Test

Marcia violates provisions of state and federal law pertaining to communicating with appraisers by:

1. Asking questions about results of the appraisal

2. Informing the appraiser that the report contains a clerical error

3. Requesting additional information regarding appraisal results

4. Attempting to bribe the appraiser with a gift card

The correct answer is: Asking questions about results of the appraisal

The correct response highlights a violation of communication regulations between parties involved in appraisals. When Marcia asks questions about the results of the appraisal, it can be perceived as an attempt to influence the appraiser's opinion or findings. Appraisers must maintain objectivity and independence, and inquiries about the appraisal's results can compromise that neutrality, potentially leading to ethical concerns or conflict of interest. In this context, it is vital to adhere to strict guidelines regarding communications, especially to preserve the integrity of the appraisal process under state and federal laws. These laws are designed to ensure that appraisals are conducted in an unbiased manner, free from external pressures that could alter the appraisal's true value or findings. Therefore, inquiring about the results can cross the line into inappropriate interaction. In comparison, informing the appraiser of a clerical error or requesting additional information can be a legitimate attempt to clarify or correct the appraisal without exerting undue influence. Attempting to bribe the appraiser with a gift card is a clear violation and illegal, which typically falls under different legal consequences.