West Virginia Mortgage Law Practice Test

Following an initial test attempt, how many times may a mortgage loan originator candidate re-take the pre-licensing test before being required to wait six months to test again?

1. Three times

2. Two times

3. Five times

4. Four times

The correct answer is: Three times

The correct answer is that a mortgage loan originator candidate may retake the pre-licensing test a total of three times after the initial attempt before incurring a six-month waiting period before they can test again. This policy allows candidates the opportunity to improve their understanding of mortgage law and related concepts without suffering too long a delay in their pursuit of licensure. This three-attempt limit is set to balance the need for candidates to demonstrate competency while ensuring that they take the necessary time to prepare adequately between attempts. If they do not pass within three attempts, it serves as a checkpoint that requires them to take a break for six months, encouraging thorough study and mastery of the material during that waiting period.