West Virginia Mortgage Law Practice Test 2025 - Free Mortgage Law Practice Questions and Study Guide

The correct answer is four hours. In West Virginia, mortgage loan originator licensees are required to complete continuing education that specifically includes a focus on state-specific laws and regulations related to mortgage practices. This requirement ensures that licensees stay informed about changes in state legislation, regulatory updates, and best practices within the mortgage industry, all of which are essential for maintaining compliance and delivering informed services to clients.

The other options do not align with the mandated requirement as set forth by West Virginia regulations. One hour is insufficient to cover the depth of knowledge necessary for understanding state-specific laws, while six hours would exceed the requirement, indicating an emphasis on mandated education that does not match regulatory expectations. Three hours, while more approximate, also falls short of the required four-hour standard set for this particular aspect of continuing education.